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  • Credit Analyst (Princeville State Bank

    Princeville State Bank
    Job Description
    PSB is presently searching for a Credit Analyst to become part of our growing lending team. The Credit Analyst will play a key role in our decision-making process by researching and analyzing the financial documents of our current and prospective loan customers.  The successful candidate for this position will enjoy opportunities for growth within our bank, as well as a competitive salary and benefits package.
     
    • Evaluate clients’ credit data and financial statements in order to determine the degree of risk involved in extending credit
    • Prepare clear and objective reports about the degree of risk associated with loan opportunities across a wide variety of industries
    • Generate clear and objective loan presentations with accurate, thorough supporting documentation for credit committee review
    • Effectively communicate with loan administration and loan officers to ensure credit files are complete with current information
    • Certify that credit recommendations comply with our loan policy and all regulations
    • Stay up-to-date with legal, regulatory and market risk related issues
    • Assists business lending teammates as needed
    Job Requirements
    • Bachelor’s Degree in Finance, Accounting or related field
    • Proven working experience as a credit analyst 
    • Strong knowledge of Microsoft Office suite and able to demonstrate proficiency with statistical and financial software
    • Ability to read and interpret business and personal financial statements, tax returns and credit bureau reports
    • Able to research and evaluate data to make informed decisions
    • Strong written communication and presentation skills to effectively communicate findings
    • Sense of discretion and willingness to maintain strict confidentiality of pertinent and sensitive information
    Contact Information